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In fact, Samsung has released versions of Chat On that work with Black Berrys, Android smartphones, the i Phone and even Windows Phones.In order to chat between an i Phone and a Galaxy S 4, however, both devices need to use Chat On. It lets i Phone, i Pad and i Pod Touch users send messages back and forth through the devices' data connection.

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Some of the more popular include Black Berry Messenger, Chat On, i Message, Facebook Messenger, Google Talk/Voice, Kik, Skype, Viber and Whats App. Some work only with other devices running the same platform, while others only work with devices using the same app. Black Berry Messenger is Black Berry's age-old messaging service.

It goes back 10 years or more and uses Black Berry's messaging servers to deliver messages directly to other Black Berry users, completely avoiding carrier SMS services. Chat On is Samsung's mobile chat app, but unlike Black Berry Messenger, it is not limited to one platform.

This is a seismic shift for the industry, as SMS has been a solid revenue source for years. The more messages you send, the more you pay at the end of the month.

This is why they also offer messaging buckets, which typically cost $5, $10, or $20 extra per month for some preset number of messages (up to and including "unlimited").

That's why so-called over-the-top apps have become so popular. ] Over-the-top (OTT) apps are third-party messaging services that don't use the carrier's SMS delivery system and instead push messages through the mobile device's data connection. Informa points out that the chat app users are sending an average of 32.6 messages per day, while SMS users are sending an average of 5 texts per day. What are these OTT mobile messaging apps, and where can you get them?

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